Give us a call
Email us

Banking and finance lawyers

Attention to detail in business is vital. Our banking and finance lawyers work to the highest possible standards, giving you total peace of mind.

Our team of finance lawyers is practical, proactive and knowledgeable and provide a specialist service for banks, lenders and businesses. With one of the largest teams of finance lawyers in the South we provide scale, resource and expertise to advise on large transactions in short time frames.

We advise on a wide range of finance options, including debt financing, equity fundraising and crowdfunding.

Transactions of all types and sizes

From a major property investor looking for real estate finance, a large corporate needing working capital or a SME requiring a loan, we can help.

We work closely with and are on the panel for a number of banks and lenders and are members of the Loan Market Association (LMA). Understanding the commercial practicalities of raising finance and the parameters within which lenders are willing to lend and investors are willing to invest, allows us to provide well-informed, practical advice.

We can help with

Real estate finance
Our team advises lenders and borrowers on all aspects of real estate finance. This includes property investment deals, development facilities and bridging finance. We work closely with specialists across the firm on development, construction, planning and tax matters.

Corporate banking
Looking to raise working capital or to refinance existing debt? We advise borrowers and lenders on structuring the deal, drafting and advising on the facility, security documentation and any inter-creditor arrangements.

Acquisition finance
We provide transaction support to lenders, corporate businesses and management teams on business acquisitions and management buy-outs, and can call on a team of expert lawyers from across the firm to advise on real estate, employment, tax, intellectual property and IT issues.

Asset finance
We advise lenders and corporate borrowers on factoring, invoice discounting, receivables finance and other asset based lending arrangements.

Consumer credit
We help lenders navigate the complex regulatory issues which apply when providing finance to consumers and small business, ensuring you have the correct documentation and processes in place.

Alternative finance
We advise borrowers in relation to alternative finance options and debt restructuring, including crowd-funding.

Key contacts

 Craig Bowers

Partner
Corporate

Victoria Symons

Partner and Head of Corporate
Corporate

Noel Ruddy

Partner
Corporate

Meet more of our team

Our banking and finance experience

Acted for the UK’s leading winemaker Chapel Down on its new finance facility with PNC Business Credit to support the next phase of the company’s evolution.

Acted for one of the UK’s largest independent pharmacy operators on its £70 million multi-bank refinance providing the group with an acquisition facility.

Acted as UK counsel for Perry Ellis in relation to its $400 million refinance with Capital One and its $180 million refinance with Sound Point.

Advising a commercial bank on a wide range of secured lending instructions across a number of different sectors including a £14 million term loan facility.

Advising The Conduit, the social impact club, on its equity fund raising and other corporate and legal needs, including a number of rounds of equity raises.

Acted for Holiday Extras Investments Limited on the refinance of its existing term and revolving facilities and a new CLBILS facility.

Acted for TBH (a property development and investment company) on its £44 million refinance of existing facilities and new credit facility

Our client successes

  • Case study

    • Reinventing the construction industry

    4 min

    Discover how Cripps worked with Modulous to achieve its aim of producing the first globally scalable model for the design and delivery of homes.

    Read the case study
  • Case study

    • Innovating the fuel of the future

    3 min

    Discover how we supported the funding and commercialisation strategy of clean fuel innovators HiiROC – putting it on the path to growth.

    Read the case study
  • Case study

    • Sale of boutique hotels

    3 min

    We supported the sellers of a boutique hotel chain on their exit from the market, including complex and integrated banking and M&A advice.

    Read the case study
    See all our client successes

    How we made a difference

    Cripps is adaptable and good at problem-solving, quick to respond and clear.

    Chambers 2025

    Cripps has been responsive, solution-focused and helpful. The lawyers also take time to think about the effect of their advice on commercial capacity.

    Chambers 2025

    Cripps provides timely responses and is good at proactively keeping me abreast of progress.

    Chambers 2025

    This was a complex deal which needed to be done quickly and efficiently. Noel’s industry expertise and Rosie’s calm efficiency were instrumental in the success of this transaction, and we will continue to use them for ABL and corporate support.

    Managing Director

    Investec Capital Solutions

    They are ABL industry specialists and that expertise has been invaluable to us over the years. In addition, they have built a formidable corporate practice and this is another in a long line of successful deals we have worked on together.

    Managing Director

    Investec Capital Solutions

    ‘Very personable and solutions focused -feel like they “own” the challenge with you as part of your team, not just advisers – and workout what other advice needed alongside their own.’

    Legal 500 2024

    ‘Great range of expertise, well organised through key account management, adaptable and understanding of your business needs, risks and priorities – strong problem-solvers.’

    Legal 500 2024

    "Cripps have demonstrated strong knowledge and provided timely and clearly written responses throughout the process."

    Chambers UK Guide 2024

    "The partners at Cripps never unnecessarily complicate an issue and they're very skilled at thinking through complex matters, coming up with a solution and implementing it."

    Chambers UK Guide 2024

    "They have the necessary resources and expertise to deal with complex matters in an orderly and timely fashion."

    Chambers UK Guide 2024

    Awards and accreditations

    Contact us

    If you have a question or need advice, please let us know how we can help.

    Name(Required)
    Share